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James Joseph Financial Services

350 Park St Ste 206S
North Reading, MA 01864

Phone:

(978)-276-0382

Fax:

(978)-276-0384

E-mail:

Calculators

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Contact Us

Please feel free to contact us with any questions.

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Videos

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Welcome to James Joseph Financial Services

We hope your visit will help you understand the opportunities that are available when you take a proactive approach to your personal financial situation.James Joseph Financial Services created this Web site to help you gain a better understanding of the financial concepts behind insurance, investing, retirement, estate planning, and wealth preservation.

Most importantly, we hope you see the value of working with skilled professionals to pursue your financial goals.

Today's investment climate offers unprecedented opportunities. At James Joseph Financial Services our mission is to help clients take advantage of those opportunities by providing them with three key tools:


  1. A clear understanding of their financial goals


  2. A well-defined roadmap for achieving those goals


  3. Ongoing advice to help adjust their roadmap when their needs change

Our services cover all areas of financial management, from investment and retirement planning to risk management and estate conservation. We focus on helping our clients develop a holistic, cohesive financial strategy that fits their unique needs and enables them to address both short- and long-term objectives.

 7 Ways to cut college costs

The One Big Beautiful Bill Act Extends Tax Breaks for Small Businesses

Here are three important tax provisions from the OBBBA that should provide certainty and stability for small businesses.

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The College Landscape in 2026

The world of higher education is constantly evolving. Here are some key updates for 2026.

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Goodbye Passwords, Hello Passkeys

As major tech companies, apps, and websites make passkeys their default security option, it’s likely you’ll be prompted to set them up to help secure your accounts.

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HOT TOPIC: Pressure at the Pump: Will High Gas Prices Shake the U.S. Economy?

This article looks at why gas is so expensive, what it might take to stop the upward trend, and the potential effect of high gas prices on consumers and the broader economy.

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Savings Goals

How much do you need to save each year to meet your long-term financial goals?

IRA Eligibility

Use this calculator to determine whether you qualify for the different types of IRAs.

Savings Accumulation

Estimate the future value of your current savings.

Mortgage Refinancing

Determine whether you should consider refinancing your mortgage.

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